Tripping On The Ladder

 Guest Column by Rebecca Love Williams
 (c) January 1, 2010

I hope that you all had a very happy holiday filled with peace, love and joy. Now that the new year is upon us, it is time to really think about the New Year that is approaching us.

Have you started writing your Life Plan for 2010 to allow you to get a “fresh start”?

A Life Plan is a written plan of your goals and objectives in your life. It is like a map or guide to help you achieve your inner desires. Your plan can be divided into eight areas:

• Career
• Environment
• Family and friends
• Health
• Leisure
• Love and relationships
• Money and finance
• Personal development or personal growth

Each of these areas affects your life and the importance of each one will vary depending on your internal values and situation.

Here are a few questions you might want to ask yourself while writing your plan:

• What’s most important to you, your core values?
• What do you dream about?
• Where on your career path do you desire to be?
• Is your employer helping you accomplish your personal career goals?
• Are you still having fun at work?
• Will it allow you to spend more time with your family?
• Are you spending enough time with people who are important to you?
• How can you maintain your health?
• Do you have the time and the resources to entertain and travel?
• What places do you want to visit in the next two to three years?
• How much money do you want to make?
• Does your current employment support your income goals?
• How much do you need to save for your later years?
• Are you giving back to your community?
• Where do you want to live?
• Are you continually developing and improving your relationship?

These questions will give you some starting points to think about as you begin developing your plan for 2010. Of course, Life Plans can be more complex, and if you would like to develop a more intense life plan, you might need to seek out a Professional Coach.

ABOUT THE AUTHOR:
Guest columnist Rebecca Love Williams, principal of Williams Business Solutions, is an experienced professional coach and human resources  consultant. She regularly coaches her clients through a process to help them achieve their life and professional goals, including an emphasis on life planning strategies. Williams is based in Evanston, Ill., and serves individuals and businesses nationwide.

 By Dan d’Man
 (c) November 27, 2009

 
It’s an unfortunate reality that most of us will have at least one person on our holiday shopping list who is a recent addition to the ranks of the unemployed.

If you’re looking for the perfect gift for someone in a job transition, here’s a list you’re going to want to check twice:  

 1o. The gift of luxury

Life’s little luxuries are the first things that most people eliminate when faced with the loss of income. If your friend is someone who craves her morning cup of java, a gift certificate to her favorite coffee shop will surely be appreciated. Coffee shops are also a great place for some impromptu networking.

9. The gift of health

In “Bummed Out or Burned Out? How You Can Identify When the Normal Sorrow of Job Loss Becomes Something More Serious,” Charlie Cummins, president of Life Transitions Consulting, communicated the importance of remaining active and fighting lethargy when dealing with a job loss. A membership to a health club or training class shows you care about your friend’s health and well-being.

8. The gift of family

If your recipient has children, the most welcome gift they can receive is the ability to give to their kids. A gift certificate to a movie theater, bowling alley, children’s museum or toy store will raise the spirits of their entire family.

7. The gift of inspiration

Does your gift recipient have bigger goals and dreams he was reticent to pursue before he lost his job? A book like “What am I gonna do with my life,” by Po Bronson might be just the inspiration he needs. A less conventional but much more fun source of inspiration could also be “Oh, the Places You’ll Go,” by Dr. Seuss. Add a personal note inside the front cover that conveys your belief in him and he will succeed … it’s 98 and ¾ percent guaranteed.

6. The gift of relaxation

Help your friend reset her stress level with a spa gift certificate for a massage.

5. The gift of information

Do you know someone who works in your friend’s profession — or a profession he’s always been curious about? Setting up an informational interview can help him learn valuable insights, make contacts and keep his interview skills sharp.

4. The gift of expertise

Just because your friend is a great engineer, it doesn’t mean she can write an effective resume. Covering the cost of a professional resume service could be the most important gift she receives. The Professional Association of Resume Writers and Career Coaches (PARW) is a good place to search for services near you. The PARW also offers information about professional career coaches and certified employment interview professionals — people who could make the difference between getting the job and almost getting the job.

3. The gift of laughter

Wrapping up a voodoo doll customized with a former boss’ face or a corporate logo (www.vudutuu.com) won’t help him find a new job … but it’ll probably bring a smile to his face.

2. The gift of membership

Paying your friend’s membership fee for a professional industry association will open the door to valuable continuing education opportunities and networking events.

1. The gift of yourself

Offer to proofread their cover letters and resumes. Babysit so she and her husband can get away for a night. Run errands so that he can attend a job interview or networking opportunity. It’s a free gift that’s difficult to put a price on.

By Sharon Korbeck Verbeten
(c) November 24, 2009

Yule know there’s a different feel to Christmas this year—the recession-tinged feeling is already in the air and in the store aisles.

While halls and malls are still decked out for the holiday season, the joy of shopping has been overshadowed—for many—by decreased wages, lost jobs or the threat of lessened job security.

Black Friday, indeed. These days that term might refer to the dread some feel about getting a pink slip on the last day of the work week. Still, there are those looking forward to the traditional “Black Friday,” when shoppers, like myself (I’m fueled by seasonal spirit, pumpkin muffins and Mountain Dew!) spring from our beds at 4 a.m. or earlier, eager to get the best deals.

According to the finding of one national survey, retailers are about to embark on the season of the serious bargain hunter. A survey by the National Retail Federation (NRF) found that U.S. consumers plan to spend an average of $682.74 on holiday-related shopping, a 3.2% drop from last year’s $705.01. And two-thirds of Americans indicated the economy will affect their holiday shopping plans this year.

So, what’s a savvy shopper to do? Here are a few well-considered tips.

Stacy Schuster, a sales associate with the GAP stores in Milwaukee, offered her best tip, based on personal experience. “Get a part-time job in retail at a store where you would normally shop,” she said. As an employee, the mother of two saves 50% on all her purchases—great for both personal and gift purchases.

Also a seasoned eBay shopper, Schuster recommends scouring the online auction site for items on wish lists. Bidding competitively—and early—can save a lot off retail prices.

Jennifer Hogeland, a mother of two from De Pere, Wis., also has turned to online shopping this year for most of her purchases, mainly because so many sites are offering free shipping. Shopping online also has a residual benefit, she said. “It avoids the whimsical and unnecessary purchases I’m sure to make if I’m in the store.”

The NRF survey also found that one in 10 holiday shoppers plan to shop thrift or retail shops for gifts this year. That may not only be smart and pocket savvy, but “green” as well.

“Why not recycle and repurpose items you don’t want?” said Pat DuChene, a single mother from Wisconsin. “Our family is doing a grab bag with a ‘trash into treasure’ theme.” Who knew re-gifting—once so uncouth—would now be considered so in vogue?

Now, where did I put that silly—I mean stylish—scarf I got last year…?