Archive for December, 2009

Jenaissance By Jenaissance
(c) December 21, 2009


One day, when Chuck Solomon was in high school, his dad announced to him: “You’re going to help me re-roof the house.”

Taken by surprise, Solomon asked his dad, a pharmacist, “What do you know about roofing?” to which his father replied: “I went to the lumber yard and asked lots of questions.”

The roof got built (and lasted for years) and so did a new do-it-yourself hobby for Solomon, who went on to do the Toolboxoccasional home repair project for friends and was frequently hired to do some painting for a few of his college professors.

After a circuitous career over the next decade as a social worker, nonprofit administrator, information technology recruiter and, later, a stay-at-home dad, Solomon eventually returned to his hobby handyman business when his son started school. Before long, it had grown into a full-time venture.

Today, Handyman Solutions is the go-to resource for homeowners in North Carolina’s Triangle region who are seeking help with everything from stringing Christmas lights to simple repairs to full-on bathroom remodeling projects.

Solomon is the editor of the HouseFixer blog and recently published a book, Building Your Successful Handyman Business: A guide to starting and operating a profitable contracting business (available for purchase on Amazon), to help tradesmen better hone their business skills.

He shares his three best tips with others who have recently started, or are considering starting, their own small businesses:

1. From losses come gains.

The financial crisis led to the collapse of many businesses, both large and small, but for Solomon, it’s also sparked innovation. Instead of bemoaning lost income streams, he challenged himself to be creative in exploring new ones.

“I saw the writing on the wall when the banks crashed, so I went back to the well,” says Solomon. Back in the real estate heyday, for example, a significant portion of business came from real estate agents who needed help with basic home repairs contingent on closing a sale. When real estate activity dried up, Solomon flexed in a new direction: providing “on the ground” repair services to homeowners who had moved out of town but were forced to rent their homes rather than sell the property at a loss.

“I consider myself lucky, but also purposeful about taking steps to counteract potential challenges,” he says. “And, even in this economy, people are still living in homes. We’re not going back to caves and huts. There’s still a need for help.”  

2. Being the expert in your field doesn’t mean being an expert on everything.

There’s a lot involved in starting a small business—but many proprietors make the mistake of thinking they must go it alone. And that often leads to guesswork, which can be time-consuming at best, or costly at worst.

Take, for instance, taxes. Small business owners typically are required to file quarterly tax estimates with the Internal Revenue Service (IRS) and failing to do so can be a costly mistake.

“When you work for someone else, they take the taxes out for you before you ever see your paycheck and you never think twice about it,” says Solomon. “But when you start your own business, you alone are responsible for withholding the appropriate taxes. Guessing is hard—and I recommend that small business owners hire a CPA to work with you from the very beginning.”

And, if hiring a professional advisor is too costly for your checkbook, consider bartering services. Many small businesses are just starting out, like you, and bartering services is a great way to accomplish what you need, while also helping your collaborator build his or her own professional portfolio.

3. Be confident about pricing.

One of the challenges many small business owners face is what to charge for their services. When  starting out, it’s tempting to panic and start cutting prices or offering discounts just to get business—but that’s often a bad strategy for long-term success.

“I tell my clients that I run an above-board business,” says Solomon. “I have insurance, I pay taxes, I pay the people who work for me. I need to be profitable, and my clients need me to be profitable. They want to know that when they call me in a year, I’ll still be there.”

Even so, it’s important to determine a competitive pricing model. Solomon calls competitors to see what they charge for similar services, and he keeps impeccable client records to keep tabs on what his clients paid in the past. “People tend to buy by price, not value,” he says. “And most people won’t choose the provider who charges top dollar or the lowest dollar—they select someone right in the middle. So, I always try to make sure my prices fall right in the middle, and I always give my clients my best price upfront.”

 

C Solomon ABOUT THE EXPERT

Chuck Solomon of Raleigh-Durham, North Carolina, is the owner of Handyman Solutions, a small business specializing in residential home improvement services from carpentry, flooring, painting and general handyman repairs. He blogs about various home repair topics on House Fixer and he is the author of the recently published guidebook, Building Your Successful Handyman Business: A guide to starting and operating a profitable contracting business.

Jen Cohen  By Jennifer Cohen
 (c) December 18, 2009

 

Every job I accepted, I secretly knew (deep down in my gut, which I tried hushing at every interview) it was probably not the exact job for me…but then again, no one gets their dream job the first time around…or second, or third, or fourth. Right?

So, just because the job didn’t meet every one of my requirements and I knew I would be pigeon-holed in my responsibilities, I didn’t think it was a smart decision to just pass. I mean, why not give it a shot and maybe my instincts would be deceiving me?

But I was always right. The job would last for a bit, but I was very cognizant to the signs indicating it wasn’t going to be forever. I probably could’ve made a very aggressive over/under bet and made half my salary for pinpointing the day/time of separation.

I also think my appetite for success and leadership was never being fulfilled, since I was always required to start at the bottom and report to someone who wanted to prevent me from advancing. It seems as though the cut-throat environment of some corporations does not foster teamwork when you spend most of your time with bus tire tracks on your back.

What I can say, though, is that from each experience, I definitely took away something great and I do not regret any opportunity that came my way.

I am actually forever grateful for the positions and even more grateful for the separations. In every position, I always learned something new, expanded my network and learned a lot about management and how to communicate using various styles.

I can also confidently admit that I definitely knew that each of the positions  was not going to be where I would stay for long—and hopefully, I stayed just long enough in each before I was fired (four times).

The moral of this story is we should be in tune with our emotions. We should listen to what our gut is telling us and take it into consideration when making big decisions. There is constantly a struggle between what is true, what we want to be true, and our final decision. We should also understand that ultimately, the decision we make is the right decision and the way it was meant to work out.

So don’t regret anything from which you can learn something, but make sure you are not hushing your gut when it is screaming in your face.

“Fired…Four Times” is a monthly column written by 20-something Jennifer Cohen, chronicling her experiences being fired, four times, and ultimately reinventing herself in a new and successful career as a marketing and social media consultant.

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Sharon Verbeten  By Sharon Korbeck Verbeten
 (c) December 17, 2009

If you’ve purchased a first home, you’ll recall how that experience took research, planning, expense, time and a healthy dose of resolve. It also likely involved a leap of faith.

That’s not unlike starting your own freelance writing business—which I did five years ago. And while launching All Write Creative Services was just as unpredictable as buying my first house, my decision has proven just as comfortable as that modest two-bedroom ranch.

After more than 20 years working in magazine and newspaper journalism, I summoned up my desire and connections (along with motivation and moxie) to break out on my own. At first, I needed a bit of convincing, but with the support of family, friends and business associates, All Write Creative moved from a longtime desire to a reality.

Here are three things I learned from launching my own business.

1.       Remember: You aren’t just a freelance writer. You’re a business owner.
You’re not just a freelance writer; you’re a business owner. Before you begin, write a proposed business plan to determine the specifics of your business. What will you call your business? Proposed business expenses and income? Will you work 9 to 5 or have more flexible hours? Work from home or rent an office? Incorporate your business? Hire an accountant? Specialize or offer more broad-based services?

Proudly introduce yourself as a small business owner. Presenting yourself in a professional manner–complete with business cards and a title (I chose “editorial director”)—allows others to take you seriously. Too many people still believe that writing is something people do just for fun. Let people know this is your business, and they will be more likely to treat it as such.

 

2.       Don’t underestimate the power of networking.
Even if you’re extremely well connected, never underestimate the value of meeting new people. You never know where your next assignment will come from. More than a decade ago, I worked in the funeral industry; a former colleague of mine heard I was freelancing and later called me first when she learned of an editorial project in that industry. In another instance, I was chatting with an old friend who knew an editor in the waste management industry. Now that editor offers me regular work. Sure, in both cases, I had to introduce myself, follow up, provide writing samples and prove I could do the work, but I may never have pursued—or even known about—those opportunities had it not been for these contacts.

Don’t overlook other freelance writers. Consider them connections, not competition. Some of my best connections with editors have been through referrals from their regular writing stable. There’s plenty of work for talented, dependable writers, and editors trust their better writers’ referrals.

 

3.       Working on assignment…and other misconceptions.
Before I started my business, I thought I’d always be flush with assignments from my “regular” editors. It doesn’t always work that way. And while these clients are good to me, sometimes they’re too backed up with stories to need anything. Or they may be too busy to respond or make a formal assignment. That’s why you always need feelers and queries out there—to your regular clients as well as to new markets. And remember, once you break into a new market, be sure to ace the assignment (turn it in clean and early!) and foster the relationship so they become one of your regulars.

 Much like any major decision in life—buying a house, having a baby—starting your own freelance business comes with its own set of “must haves” and “must knows.” Remember that the key to staying sane while serving up success is being prepared and organized—while still being ready for the unexpected!

 Sharon Verbeten
ABOUT THE CONTRIBUTOR
Sharon Verbeten, a regular contributor to
Tripping on the Ladder, is editorial director of All Write Creative Services in De Pere, Wis. Before starting her own business, she worked for 10 years as editorial director of three national hobby magazines. A 20-year veteran of journalism, she now writes for many national trade and consumer publications in the antiques, library, funeral service, waste management and business sectors.

 

Diva Nikki By Diva Nikki
(c) December 16, 2009

As 21st Century women, we’ve grown up being told we can do anything—and everything—we put our minds to.

We balance careers and families. We volunteer, cook gourmet meals and wear fabulous shoes Desperate Workingwifewhile doing it. We can do it all. We’re superwomen.

AND we’re now supporting our households financially and emotionally while our spouses search for their next careers.

The first time my husband was unemployed was within the first year of our marriage. We were both working toward our MBA degrees full time while working full time, and I felt like I still had to prove I was a perfect wife.

When my husband lost his job, I tried to keep things going as “normal”—which meant that not only was I working and studying full time, I was also still doing all the cleaning, cooking, laundry, grocery shopping, remembering of all family birthdays…you get the picture.

Eventually, I cracked. It was eating me up inside that I was doing ALL this work and my husband was home. All day. Watching curling during the Olympics and playing video games.

At first I wanted to blame him. “I shouldn’t have to ask him to help,” I thought. “He should just recognize what needs to be done and do it!”

Then I realized: The reason he wasn’t helping was because I’d never asked him. So I finally did.  I learned that there are ways to ask for help that are more effective than others.

Ask. Don’t tell. Don’t yell. Ask.
Truthfully, unless you ask, your spouse probably doesn’t even realize you need help. Yelling at him or telling him what to do are not effective. Be calm, be specific.

Specifically, ask for help.
Your spouse isn’t going to say, “Gee, honey – I’d LOVE to do a bunch more work I’ve never done before!” But loving spouses do get a feeling of purpose by helping those they love. You’re giving them an opportunity to do that. Plus, by taking some of the incidental sources of stress off your plate, you’ve got more capacity to provide emotional support for him.

Teach him what to do.
If you’re asking for help around the house with chores he’s never done before, your spouse may need a bit of instruction. Show him where supplies are, how to work appliances, etc.

Make things easy.
Gather cleaning supplies into one area.  Buy ready-made frozen meals or mixes. Separate your dirty laundry. Make detailed lists.

Adjust your expectations.
Your spouse is not you. Do not expect that things will be done exactly as you do them. Rather, appreciate that things get done. Even if towels are folded differently or you eat spaghetti for four days in a row, celebrate the fact that you have clean towels and a meal prepared for you when you get home.

Show sincere appreciation.
Your spouse is helping you out, during a time when he’s already feeling stressed. Let him know that you truly appreciate what he’s doing to help make your life easier.

Jenaissance  By Jenaissance
 (c) December 15, 2009

Whether you’ve recently been let go at work or whether you are finally pursuing your dream of small business ownership, chances are you’re saving your pennies right now.

It wasn’t that many years ago that saving money involved stuffing a sock with extra cash and hiding it under the mattress. Thankfully, we’ve all become much more creative since then, as these three new online resources—a must read for everyone interested in managing money—will surely attest.

WiseBread: Living large on a small budget
www.wisebread.com

Its name says it all: Be smart about your money. This blog and online community, a member of the larger Money Tips Network of finance-related blogs and news sources, leads readers on a journey toward frugal living, one lifestyle choice at a time.

WiseBread publishes a daily blog featuring a vast library of articles written by an extensive team of finance bloggers and money experts. A sampling of recent articles include:

In addition, WiseBread features a weekly “deals of the week” round-up and frequent contests in which readers are invited to submit their own frugal tips and the tipsters with the most innovative suggestions can win a prize.

 

Mint.com: The best (free) way to manage your money
www.mint.com

No matter how much of it you have (or don’t have, as the case may be), managing personal finances is often no small task. But Mint.com, a new financial web site, actually makes it easy…and fun! This free and secure online service allows users to manage bank and credit accounts; develop budgets; and manage investments—all in one place. (Just think: No more jumping from one web site to the next when trying to balance your finances.)

What makes Mint.com particularly invaluable is its built-in system of alerts, which includes a weekly e-mail to notify you about the status of your savings, credit and investment accounts, plus alarms that will help you avoid overdrafts, late fees and even changes to your interest rate that the bank might otherwise prefer you not notice. And, with its expansive graph system, Mint .com can also help identify areas where you might save more and spend less.

And, it’s not just us at Tripping on the Ladder who love Mint.com. It also was honored as a “Four Star” service by Money Magazine, named PC World’s Top-Rated Online Finance Service and recipient of PC Magazine Editor’s Choice Award, and listed among TIME Magazine’s Top 50 Web Sites. 

 

Get Rich Slowly: Personal finance that makes cents
www.getrichslowly.com

Recently named the most inspiring personal finance blog by Money Magazine, Get Rich Slowly is a spirited online community devoted to promoting sensible personal finance. The site was created by a self-professed “average guy” who found himself in tens of thousands of dollars in debt. So, he decided to do something about it, first by reading every personal finance book and resource he could find—and then by sharing what he learned so that others, too, could benefit—one small step at a time.

The site features regular bank rate comparisons, customized mortgage quotes, articles on home and mortgage topics (our favorite: “Furniture and Scambags: Adventures on Craigslist”) and lively message boards where readers share their best tips and wildest experiences relating to personal finance.

Ultimately, Get Rich Slowly is a story of a nice guy finishing first, for himself. And, really, what’s not to celebrate about that?

Jenaissance  By Jenaissance
 (c) December 14, 2009

A month ago, my husband and I became the proud “parents” of a miniature dachshund, Lazarus, whom we adopted after he was rescued from the pits of neglect.

LazarusHe was in tough shape, having scratched or bitten off his fur after a severe flea infestation and subsequent allergies, and his ribs stuck out after being without food in an empty home for about a month before he was discovered. Frankly, he looked pretty pitiful, but we fell in love with him anyway. And while our dog brings a very sociable and clever dynamic to the household, he also brings a litany of health problems that we are still working with our vet to treat.

What’s been particularly interesting to me over these past few weeks, though, is how much we have to learn from these little creatures—even a “sad sack on the mend” like Lazarus. (And, frankly, don’t we feel like sad sacks ourselves far too often?) No matter how rough things get, that tail still wags. So, if you are feeling the “dog days” of unemployment or career transition like so many, take a few lessons from your friendly Fido.

The more friends you make, the more treats you get. (Or, the benefits of networking.)
Ben and I have lived in our condo in D.C. for three years. In that time, we have met one neighbor, maybe two. Then we bring home a dog and suddenly everyone knows Lazarus. By name, even. They stop to greet him in the entryway, they yell “Good morning, Lazarus!” from down the hall, they come up to him on the sidewalk to give him a treat. I’ve observed that the friendlier he is to our neighbors, the more he gets from them in terms of attention, affection and treats.

Sure Lazarus is impossibly cute. But the real skill is that he enjoys making friends. The tail wags, he prances over, he makes a big fuss of saying hello. In short, he demonstrates that his friends—old and new—are important to him. In fairness, I couldn’t recall the last time I acted so interested in seeing our neighbors. Lesson learned.

When’s the last time we ever greeted a friend or new acquaintance so enthusiastically? And why haven’t we? Start today. Challenge yourself not just to say “hi” but to actually have a conversation with someone new. You never know what new doors will open or friendships built. (Just, please, no barking.

Wag more, bark less.
Lazarus is pretty happy-go-lucky. He’s in the business of being hopeful—hopeful that a treat might fall into path, hopeful that you will tickle his belly, hopeful that someone or something interesting is just around the corner. In effect, he prefers to “wag more and bark less.”

I saw this phrase on a bumper sticker over the weekend. So true. It’s easy to let the chips get you down—and in this current economy more chips seem to be down than up. But you’ll be happier, healthier and more content when you focus more on the good things in your life and dwell less on the things that are less-than-ideal right now. It’s hard to do, but it’s important to try.

Respect the boundaries (but do challenge them when necessary).
Lazarus is not allowed in the kitchen, but this doesn’t stop him from trying sometimes. Oh, sure, he’ll sit quietly on the edge of the tile where the hallway meets the kitchen most of the time, but he throws all caution to the wind if the prospect of a treat is on the horizon.

It makes me wonder how often we play by the rules when, on occasion, breaking the rules might be in our best interests. Are you sitting on an imaginary line of someone else’s creation, waiting for something that may or may not happen? Or, when the reward is right in front of you, or even hidden behind a door somewhere, are you willing to just go for it?

Never feel guilty for resting.
I am not, and never have been, a morning person. So, when we decided to get a dog, I worried that I would not be able to manage those early-morning wake-up calls. Instead, we were blessed with a dog who is clearly not a morning person, either! Lazarus would sack in until noon if he could. And he often does, waking up only Lazarus sleepslong enough for a potty break and breakfast in the early morning hours, before going back to snooze for hours on end. And you know what? He feels no shame.

You shouldn’t, either. Rest is important. In fact, it’s vital to a healthy life. When you need to rest— especially in these challenging times when you are working so hard and feeling like you are getting nowhere fast—just do it. Everything else can wait…at least until your nap is done.

You are worthy.
Lazarus just expects to be loved and adored. It’s not even a question in his mind. And the more he expects it, the more it seems to happen for him. He believes he is worthy of the pat on the head, the treat, the walk—yes, even the fish fillet Christmas Dachshund 003he snatched off my husband’s plate when he looked away for all of five seconds. With him, there are no apologies, no half measures, no “what if’s.”

Wouldn’t it be great if we felt like we are worthy of success, joy, happiness, contentment, rewards? We are, you know. So, go for it! Claim what you would like to see happen. Be bold. Just do it!

Jane Stubblefield  Guest Column by Jane Stubblefield
 (c) December 10, 2009
 

Whether it’s expected, or comes as a complete surprise, being separated from your job is a shock to your psyche as well as to your savings account.

I joined the ranks of the unemployed last February. After the normal cycle of blaming and raving, I realized what happened to me was truly a blessing in disguise.

Finally I could step back, evaluate my experience and decide how to reclaim my purpose in life, which was much more about creating a livelihood than it was about just having a job. Obviously I would have to devote many tedious hours to finding a full-time position, but I also wanted to make that search process creative, nourishing and outwardly focused.

After spending months networking within industries related to my diverse background, I ultimately decided to return to my passion and focus my job search on finding a position as a Director of Volunteers for a nonprofit organization. 

Working with volunteers had always brought out the best in me, both personally and professionally, so it seemed logical that the next step in my job search should be seeking an appropriate volunteer opportunity to keep me nourished and connected to the professional community. My goal was to find an opportunity to make a meaningful contribution, network with the people in my industry, and gain new skills to enhance my resume (pretty ambitious for a 63-year-old grandmother who recently had retirement in her sights!)   

I soon was energized by a great opportunity! I am completing an unpaid internship at Twin Cities Habitat for Humanity. My assignment is to write a volunteer policy manual—a perfect fit for me right now. I’m “working” for a highly recognized and respected organization with professionals who appreciate my skills and experience. I’ll add this project to my resume, and I’m gaining valuable knowledge while conducting the research required for the assignment. By taking the initiative to pursue volunteer work while unemployed, I’m hopeful potential employers will see me as a resourceful, energetic and creative person who also takes responsibility for making a contribution to our community.

Whether you’re seeking employment in the private, public or nonprofit sector, the benefits of volunteering in these economic times are invaluable—a win/win for everyone!

Charities are experiencing unprecedented needs for skilled volunteers as requests for their services skyrocket and resources dwindle. Volunteers can provide much-needed expertise and in return, have the opportunity to freshen skills, add depth to their resumes and network with a wide variety of resources that can make valuable connections for them.

As for your psyche—volunteering turns your focus outward and helps you keep your own situation in perspective as you help those in need. 

Ready to volunteer?  I offer a few tips to help make your volunteer experience successful. 

  • Explore your passions and determine what matters most to you before beginning your search.
  • Target your approach. Find a position that will enhance your skills, and once in a position, seek project opportunities that showcase your talents and leadership ability.
  • Be genuine and don’t over commit. Be honest about what your expectations are and make sure you understand exactly what is expected of you.
  • Always be professional and do the best job you can, no matter what you are asked to do.
  • Take every opportunity to learn everything you can.
  • Temper your expectations. Nonprofits don’t always have the same level of resources that corporations do, so don’t complain about what the organization may be lacking.
  • Always speak well of the organization. You never know who is listening!
  • Be humble and helpful, and always respect the staff and their clients.
  • Don’t leave the organization in the lurch! Seek short-term projects rather than long-term commitments, and if you find a job and need to leave the position before the agreed upon date, figure out a way to finish the project before you go.
  • Request a letter of recommendation from your supervisor when you leave, and be prepared to make specific connections from your volunteer experience to a job interviewer.

 David McNally, international business speaker and author, suggests that “the seeds of thriving are sown through giving.” Aren’t you ready to thrive rather than just survive?  You have the time; you have the skills; now go find your passion and volunteer today!  

No matter where you live, organizations are waiting for your help. Step away from your computer and engage in a healthy activity with untold benefits. You never know where this path may lead!

J Stubblefield ABOUT THE AUTHOR:
Guest columnist Jane Stubblefield is experienced in volunteer and event management and is     currently serving in a “nontraditional” internship with Twin Cities Habitat for Humanity. She lives in the Twin Cities of Minnesota, where she sings in the church choir and enjoys spending time with her toddler grandson.

Diva Nikki  By Diva Nikki
 (c) December 9, 2009

In the long-running TV show, being a “Survivor” is the best thing that can happen. Competitors will go to great lengths and low depths to outwit and outlast. 

But in the workplace, being a survivor doesn’t come with near the glory…or the monetary prize.Desperate Workingwife

In the midst of more corporate layoffs than most of us have seen in our lifetimes, there is rightly lots of news attention being paid to those forced into transition. But what about those of us who are still employed? The ones still left in the office, taking on piles more work, listening to crickets chirp in all the silent, empty cubicles around us?

Being a layoff survivor can come with lots of emotions and challenges:

  • Sadness as you watch dear friends and long-time colleagues leaving.
  • Anxiety as you wonder if you’ll be next.
  • Stress as you figure out how you’ll now do the work of others on top of your own, because let’s face it: most companies don’t reduce work when they reduce staff.
  • Guilt over your continued employment while other talented people are let go.
  • Frustration over the seeming halt in your own career path while the whole company freezes hiring and salaries.

What can you do?
In the midst of all these emotions, it’s important to take the time to acknowledge your feelings and find ways to help cope with them.

 Express your feelings to your co-workers. Let them know you will miss them, and find ways to help with closure like goodbye lunches.

Offer to help them in their job search efforts.  Connect to them on LinkedIn, give helpful feedback on resumes or cover letters, and offer to give recommendations.

Talk to someone about your own stress. Many companies offer employee assistance programs for temporary counseling as a benefit. Take advantage of those services.

Do what you can to stay motivated…and healthy. In such a negative environment, this is hard. But find ways to keep yourself going. Set small goals, celebrate (in a subtle, sensitive way) your own achievements. And be sure to keep getting sleep, good food and exercise. In short, take good care of yourself mentally and physically.

Have a tactful, practical conversation with your boss about how to prioritize your work. As one of the few resources still available, you have value. Work together to create a plan for what’s most important and what you can realistically accomplish in a work week.

Focus on your career development. That seems almost impossible in a downsizing environment. But taking on new tasks also means gaining new expertise and skills. Use this time to learn and grow yourself. The economic downturn won’t last forever, and you could come out on the other side with many more tools to help on your journey up the ladder—or wherever you want to go from here.

Additional Resources:

Read these other recent Desperate Workingwife columns:

Diva Nikki  By Diva Nikki
 (c) December 2, 2009

Let’s face it—living with an unemployed spouse is darn stressful. You spend a lot of time focusing on him: listening to his job search struggles, finding ways to keep his spirits up, discussing budget issues, being understanding about his emotional ups and downs…

And it’s not like your own life or career is without stress either. It’s possible things at your own compDesperate Workingwifeany might be less than secure. You still have your own job duties and career development to think about, volunteer meetings to attend…and it’s even conceivable that having your spouse without a job right now might cause you some additional stress.

 Unless you’re a superhero or a saint, it’s time you think about relieving some of that stress. If you don’t, it’s eventually going to explode—all over your household. And that, my friend, will do no one any good.

 Find a venting partner.  
Spend time with a friend you can trust and who will listen to your feelings and struggles. Your spouse already has enough struggles of his or her own to deal with and probably doesn’t need yours. But you do need a safe place to let your hair down and get it all out.

Look for other support.
Investigate your local workforce development board to see if there’s a support group for unemployed spouses. If not, offer to help start one. Meeting with others in your same situation could give you great ideas and encouragement.

Finish a project.
Get out that craft or hobby project that’s been sitting unfinished in a closet or garage for a year and finish it. You’ll do something you love and have the satisfaction of being productive. It’s something you can do during a time when you feel like there’s a lot you can’t do.

Stay healthy.
You’re not going to be able to be supportive for your spouse if you’re feeling like crud. Maintain your exercise routine, try to eat healthy foods and get as much sleep as you can. Your health is very important right now.

Sing or laugh loudly.
Put your favorite CD in the car and belt away. Watch your favorite funny DVD. In general, find things that make you happy and offer a positive release of energy. If you and your spouse can do this together, even better!

Make your own spa night.
Take a bubble bath, give yourself a manicure or facial. Talk your loving spouse into giving you a massage with candles—a bottle of massage lotion is much cheaper than an hour at the spa. Plus, once he’s got you relaxed and feeling loved, you never know what might be in it for him.

Focus on your own personal and professional development.
Be sure you keep up with your own career, even though your spouse is in transition. Read a business book, attend a seminar or network with people you think can help you grow.

 In general, be sure your own stress is dealt with so you can help your spouse deal with his.